Predict your next cash gap — and borrow smarter, not harder.
OPTIMai analyzes your business cash flow, pinpoints the gaps, recommends possible actions and insights to avoid financing and if needed, instantly shows you the smartest financing alternatives — so you can bridge cash flow issues without wasting time hunting for options.
Cash-flow surprises are killing good businesses.
OPTIMai is here to help.
Ecommerce
OPTIMai finds hidden cash flow drains in payouts for inventory, ad spend, payroll, helps you plan for seasonality gaps- and presents the best capital alternatives to keep your store scaling confidently.
Construction SMBs
OPTIMai spots cash slowdowns from client payments, suppliers, and project timing — then surfaces the best financing alternatives so you can keep every job on track.
Medical Clinics
OPTIMai detects payments and receivables friction, then highlights tailored financing options that help you bridge gaps without taking your focus off patients.
How OPTIMai Works – 3 Simple Steps
Connect
Securely connect your bank accounts, accounting tools, and sales platforms. OPTIMai pulls in your real numbers — no manual spreadsheets, no messy exports.
Analyse & Actions
OPTIMai’s AI engine scans your cash flow: inflows, outflows, timing, trends, and risks. It detects where cash gets stuck, where gaps are forming, and what’s driving the pressure.
OPTIMai doesn’t just push loans. OPTIMai generates Non-Borrowing Actions like offering discount for early payments to customers or split vendor payments.
Compare Alternatives
If borrowing is needed, OPTIMai then surfaces the most relevant financing and capital alternatives for your situation. OPTIMai doesn’t finance you — it helps you make the smartest and most confident decisions, faster.